Money Mantra Number 10: The Best Things In Life Are Free

Just when the holiday gift giving season is draining your wallet faster than you can say "Ho, ho, ho", pause and remember that the best things in life are free. Give the present of presence. Put down the Blackberry and really cuddle with a loved one. Giggle about your day. Play Go Fish ten times in a row. Set aside fifteen minutes to call an old friend. Take an early morning walk around the block with your family and just talk and listen. Write down a list of funny holiday memories and put them on your fridge. Your presence is a gift both to yourself and others. No strings attached. No fancy wrapping required. No hefty price tag. The perfect present is presence.